
Brickhouse Medicare Solutions
YOUR TRUSTED, LOCAL MEDICARE SPECIALISTS
or
Betty@BrickhouseMedicareSolutions.com
Mary@BrickhouseMedicareSolutions.com
FREE, UNBIASED HELP CHOOSING THE RIGHT MEDICARE PLAN FOR YOU
Important information about Centra and Humana Advantage plans for 2026
As many of you are aware, Centra is not in network with Humana Advantage plans in 2026.
Here are some important things you should know:
1.) January 1-March 31 is the Medicare Advantage Open Enrollment Period. During this time you may:
If you have a Humana Advantage plan and didn't change to a different plan during the Annual Enrollment Period, you still have options:
a) choose a new advantage plan with another company. Make sure your medications are covered and your doctors are in network or
b) return to Original Medicare and apply for a Medicare Supplement and a prescription drug plan. You may, however, have to pass medical underwriting to enroll in a supplement.
2.) Rest assured that the Human Prescription drug plans and Humana Medicare Supplements are not affected by this decision. You may continue to use them in 2026 without problems.
3) This is not a time for a do it yourself project...
it's complicated
a) Consult a local professional who know the local issues, not a 1-800 number
b) Be sure whoever you talk to can show you all the plans available to you...not just one company.
c) Brokers are not allowed to charge a fee for their services...their help comes at no cost to you.
We at Brickhouse Medicare Solutions are happy to help you navigate this transition. Just click the link below to make an appointment.
Use the resources on this page to begin your Medicare journey
New to Medicare? We've got you covered! Check out our informative video to learn all the essentials you need to navigate Medicare with confidence. Whether you're enrolling for the first time or just need a refresher, this session covers everything you need to know.
3 Tips for Open Enrollment
Changes to Medicare Part D in 2025
New in 2025: Payment Smoothing
Medicare at a Glance
Original Medicare includes:
Part A covers things such as inpatient hospital stays, emergency room services, hospice and short term skilled care.
Part B covers most outpatiet medical services such as preventive care, lab tests and x-rays, doctor and therapy visits, outpatient proceedures and durable medical equipment
(This is where it gets complicated)
Your Choices:
Medicare Part D covers outpatient prescription drugs.
Medicare Supplement (Medigap) works alongside Original Medicare and covers deductibles and copayments. It is a policy through a private company.
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Medicare Part C (Medicare Advantage)
provides benefits through a private company instead of Original Medicare and usually requires that you stay within a network of providers. It covers Parts A, B, and sometimes D and extra benefits.
Helpful Links
Helpful Documents
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Part B enrollment forms:
Request for Employment information: CMS L564
Application for enrollment Medicare part B: CMS 40B
Request for reconsideration of IRMAA
SSA 561-u2 form

